ICPay aims to simplify crypto transfers with username-based handles

Sending cryptocurrency can involve copying and pasting long wallet addresses, a process that can be inconvenient and increases the risk of entering the wrong details. ICPay is aiming to make transfers simpler for Internet Computer users by allowing ICP to be sent and received through handles such as @username.

The platform replaces the need to manually enter a lengthy wallet address with a human-readable handle. Users can use these handles when making payments, giving them a simpler way to identify recipients while still processing the transaction on the blockchain.

According to ICPay, transactions settle on-chain in under one second, while network fees are below one cent. The service is built around the Internet Computer and is intended to make everyday ICP payments easier to carry out.

For users, the appeal is largely practical. Wallet addresses can be difficult to read and remember, and copying an address from one application to another can introduce the possibility of mistakes. A handle-based system gives users a more familiar format for identifying who they are paying.

The approach also reflects a broader effort across the crypto sector to make blockchain-based payments easier for people who are less familiar with traditional wallet addresses. Rather than requiring users to understand or manage long strings of characters for every transfer, services using readable identifiers can put the recipient’s name or handle at the centre of the payment experience.

ICPay’s system is focused specifically on ICP transfers. Users can access the platform through icpay.app and use supported handles to send or receive funds.

As with any cryptocurrency transaction, users still need to check that they are sending funds to the intended recipient. A simpler interface can reduce some of the friction around transfers, but it does not remove the need for users to verify payment details before confirming a transaction.

ICPay’s focus on handles, fast settlement and low network costs comes as blockchain platforms continue to work on making digital payments more accessible for everyday use.