Bitcoin-based lending platform Liquidium has surpassed 131,000 loans, with total lending volume exceeding 4,000 BTC, highlighting growing activity around using Bitcoin-native digital assets as collateral.

The platform allows holders of Bitcoin Ordinals and Runes to access BTC liquidity without having to sell their digital assets. Instead, users can use eligible assets as collateral to borrow Bitcoin.

Ordinals and Runes have expanded the range of assets that can exist within the Bitcoin ecosystem. Ordinals enable individual satoshis to carry inscriptions, including digital artwork and other data, while the Runes protocol provides a way to create and manage fungible tokens directly on Bitcoin.

However, holding these assets does not always provide immediate access to liquidity. Liquidium addresses this by offering a lending mechanism that allows users to put their holdings to work while retaining the opportunity to recover their collateral by meeting the loan repayment conditions.

The latest figures, with more than 131,000 loans and over 4,000 BTC in lending volume, offer an indication of the activity taking place in Bitcoin’s emerging collateral-based lending market.

The model also reflects a broader development in decentralised finance, where digital assets are increasingly being used beyond buying, selling and holding. Rather than liquidating their Ordinals or Runes to access funds, holders can use them to secure loans denominated in BTC.

For Bitcoin users, this creates another potential way to access liquidity while maintaining exposure to their digital collectibles and token holdings.

As Bitcoin’s financial ecosystem continues to develop, platforms such as Liquidium are exploring how native Bitcoin assets can support lending and other financial applications.