OISY Wallet Adds In-App Borrowing Access Through Liquidium

By Maria Irene · 30 July 2026

OISY Wallet users can now access borrowing features directly within the wallet after the integration of Liquidium markets, allowing users to use supported assets such as ICP and ckAssets as collateral without leaving the wallet interface.

The new feature connects OISY Wallet with Liquidium’s borrowing platform, giving users access to lending markets where they can supply collateral, borrow supported assets and track active positions from one location.

To use the service, users can open OISY Wallet and select the Borrow option under the Finance section. From there, they are taken to the integrated Liquidium experience, where available markets display details such as supply rates, borrowing rates and supported assets.

Users selecting ICP as collateral can review current market information before opening a position. The collateral supply process provides details including the selected asset, network, amount, estimated fees and supply APY.

Once collateral has been supplied, users can choose the asset they want to borrow and enter the desired amount. OISY displays key information including borrowing power, loan-to-value ratio, borrowing rate and projected health factor before a transaction is confirmed.

The wallet also provides a loan review screen, allowing users to check details such as borrowed assets, borrowing costs, LTV levels and health factor. Users are advised to review these details carefully and adjust their borrowing amount if a position is approaching liquidation risk.

After a loan becomes active, the Liquidium dashboard within OISY Wallet allows users to monitor their positions. The dashboard displays supplied collateral, outstanding debt, net value, borrowing costs and health factor through the same wallet interface.

The integration aims to make borrowing tools easier to access by bringing market information and position management into a single wallet experience. As decentralised finance services continue to develop, wallet providers are increasingly adding more financial tools directly into their platforms rather than requiring users to move between multiple applications.