ChatterPay is aiming to make crypto feel as natural as sending a message. The wallet runs on the Internet Computer blockchain and allows users to create an account, hold assets and make transfers directly inside WhatsApp. Someone can open the bot, type a simple request such as “I would like to create an account”, and a wallet is created on the spot with no setup fees or maintenance costs.
The idea is to remove the technical barriers that keep many people from trying digital assets. By building around WhatsApp, the team is leaning into existing habits rather than asking users to adopt new tools. Fees are predictable too: transactions usually cost between 20 and 50 cents depending on network conditions. The wallet supports USDT, USDC, WBTC, WETH and other tokens, with no stated limits on swaps.
ChatterPay began in 2024 at The Level Up Hackathon hosted by Ethereum Argentina. The early prototype won first place in the Keystore track and was the most-voted project in the Quadratic Funding round. The team kept refining the product through events such as Ethereum Uruguay and the ICP Chain Fusion Hackathon in Buenos Aires, shaping the wallet through feedback and real user testing.
The co-founders behind the project bring a mix of technical and business backgrounds.
• Martín Pefaur transitioned from law and business into Web3 and has led several blockchain initiatives, including work at P4 Tech, Fin Guru and Sistem AI.
• Tomás Di Mauro is a full-stack developer with deep UX experience, who has built scalable systems and led teams at FinGurú and Argenenergy while advising at Invicta Ventures.
• Diego Baranowski is a software architect with more than two decades in technology, having worked across multiple languages and major tech environments, including cloud infrastructure.
The photo shared by the team shows these three co-founders together, reflecting the group behind the project’s development and direction.
ChatterPay was recently selected for the Scroll Open Campus programme in Kuala Lumpur, where it now plans to launch its wallet on the Scroll network while continuing to support the Internet Computer. The team describes this phase as the next step in making crypto easier for everyday users.
From a broader industry perspective, bringing crypto tools into messaging apps is seen by some as a practical approach to onboarding newcomers. Others argue that ease of use must be balanced with education and clear communication about risks. As with any wallet, long-term adoption will depend on user trust, security and how well the product performs under scale.
ChatterPay’s founders are confident that meeting users where they already are can move the space forward. Their next stage of development will show how widely that idea resonates.
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